UEFAs stupid ruling was based purely on arrogance imo. They didn't for see how a team who would have to be a big rich club and very good to win cl could possibly ever finish outside a qualification place in their respective league.That wasn't Chelsea's fault. That was UEFA's stupid ruling. Chelsea had a right to defend the trophy, while we also earned the right for a chance to qualify (finished 4th so still not in the group stage). I hate Chelsea as much as the next guy, but they aren't to blame for that. It just happened to be them.
You're right, it was Bayern who couldn't finish the job who are to blame.